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Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Chaya G. Rosenberg
Rosenberg Realty

8 Bartlett Road
Monsey, NY 10952
Office: 845-354-8445
Mobile: 845-304-4445
Fax: 845-362-8407
Contact Me

Your Professional Monsey Area Realtor
Providing a superior level of informed, professional real estate services to buyers and sellers in greater Monsey, Chestnut Ridge, Wesley Hills, Pomona, Suffern, New Hempstead and all of Rockland.

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Thanks for all your help in making our "dream home" a reality. We really appreciated that you went the extra mile to get us the best price for our home. You are truly a professional. John and Rhonda Robinson
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